Caroline County Small Business Resource

If you are a Caroline County Small Business or want to own a small business in Caroline, the following resources were created to help you answer your business questions and assist you in finding financing.

Caroline County wants you to succeed, so we are providing you with the Commonwealth and Federal Programs and agencies designed specifically for small business:

Guide to Establishing a Business

Virginia Business Information Center
Virginia Department of Business Assistance
This Agency will help you with questions like:
How do I start a business?
Where can I get the forms I need?
What regulations that pertain to my business?
Who can help me with specific problems?
How can I become a state vendor?
Where can I get data for my business plan?
How can I get certified as a women or minority owned business?

Virginia Small Business Financing Authority
Financing Small Business

U.S. Small Business Administration

SBA Answer Desk: 1800-8-ASK-SBA
The Federal Agency will help answer questions like:
Is there an advantage to being a women owned business in dealing with the federal government?
How do I finance my business?
How do I find a mentor?
How do I sell overseas?
Is there help for a business after a natural disaster?

Link to Business USA
The One Stop Shop for Starting and Operating Your Business.

Rappahannock Economic Development Corporation

REDCO504 Program
406 Princess Anne Street
Fredericksburg, VA 22410
REDCO specializes in small business loans.

Virginia Small Business Development Centers

University of Mary Washington Small Business Development Center
1125 Jefferson Davis Highway, Suite 400, Fredericksburg, VA 22401
Phone: 540.654.1096, fax: 540.654.1400
VSBDC's can assist you in a several ways:
Business Planning
Cash Flow Management
Financing Sources
Government Procurement
Licensing and Regulatory Information
SBA Programs
Start Up Procedures

Department of Minority Business Enterprise

1111 East Main Street, Suite 300 Richmond, VA 23219
Phone: (804) 786-6585, Toll-free : 1 (888) 792-6323,
(800) 223-0671(VA only)
The Certification Service Area is responsible for the certification of eligible small, women-, and minority-owned businesses to participate in the SWaM Procurement Initiative. This service area also certifies Disadvantaged Business Enterprises (DBEs) for participation under the Virginia Unified Certification Program (as part of the federal DBE Program). Service Disabled Veterans are also able to obtain SWaM certification upon receipt of their certification by the Department of Veterans Services and by meeting the eligibility requirements of the SWaM Program.
The DMBE also works collaboratively with numerous state agencies to collect procurement data and provide statistical analyses and reports regarding the Commonwealth's procurement of goods and services from SWaM vendors. The Procurement and Reporting Service Area focuses on the two very important aspects of the SWaM Procurement Initiative: increasing expenditures with SWaM vendors through match-making and providing accurate statistical data.

Some Quick References for Your Business:

Virginia Tourism Corporation:

Marketing Your Tourism Business:

Virginia Department of Agriculture

Marketing Assistance for your crops:

Virginia Department of Social Services

Day Care and Elder Care Licensing:

Virginia Department of Rail and Public Transportation

Incentives for businesses to expand their telework programs:

Starting a Small Business and Keeping Records, IRS Publication 583
Call 800.TAX FORM

Starting Your Food Business

Virginia Department of Agriculture and Consumer Services
What you need to know before you start a food related business

Assistance in seeking federal contracts

For small business counseling

Rappahannock Electric Cooperative, in conjunction with other Touchstone Energy cooperatives around the country, has developed the Co-op Connections program to deliver greater value to members and promote participating businesses. The program benefits REC's members by offering valuable discounts, and all active members automatically receive free Co-op Connections cards. When they show the card at any participating business, they receive a discount.

The program is FREE to participating businesses who may join by simply choosing a discount and completing the Participating Business Agreement. For more information or to sign up visit or email

Finding a Site For Your Business

Caroline County Department of Economic Development
Gary Wilson, Director